Njira 7 za banki kudzera pa intaneti zimapanga mabanki payekha
Mabanki a pa Intaneti (omwe amadziwikanso ndi intaneti) ndi mabanki omwe amagwiritsidwa ntchito pa webusaiti omwe amathandiza makasitomala a banki kukwaniritsa malonda awo ndi mabungwe ogwirizana pa webusaitiyi. Mwa kulembetsa ngati mthengi pa intaneti ndi banki yanu (kapena banki yatsopano), mudzapeza mwayi wopezeka pa intaneti pazinthu zonse zomwe mabanki amapereka ku nthambi zawo.
Ngakhale kutchuka kwa intaneti / intaneti, sikuti onse akukhulupirira kuti ndizofunikira kupanga mabanki kunthambi. Pofuna kukudziwitsani za ubwino, apa pali zifukwa zisanu ndi ziŵiri zapamwamba zomwe muyenera kulingalira kuyesa kubanki pa intaneti.
1. Zosangalatsa
Phindu lapadera labanki pa intaneti ndi losavuta. Mosiyana ndi nthambi zapakhomo zomwe zimatseguka panthawi yochepa, tsikuli, mabanki amapezeka pafupipafupi nthawi iliyonse yomwe mukufuna.
Palibe chifukwa chotsalira nthawi yopita ku nthambi ya kuderalo kapena kuima pamzere kuti mudikire nthawi yanu kuti muyankhule ndi wogulitsa banki. Mukamagulitsa pa intaneti, mutha kusunga nthawi yochulukirapo pokhapokha mutachita zonse pokhapokha mutakhala ndi mphindi zisanu zokha kuti mulowe mu webusaiti yanu ndikulipira ngongole.
2. Kuwongolera Pazomwe Mukuchita
Mukufika pokhala mabungwe anu a banki pamene mubanki pa intaneti. Malingana ngati mumvetsetsa zofunikira zogwiritsa ntchito intaneti kuti mutsirize ntchito zosavuta, muyenera kuyendetsa webusaiti yanu ya banki mwachidwi kuti mutenge malonda anu.
Kuwonjezera pa kugwiritsira ntchito mabanki pa intaneti kuti mutengere ndalama monga zolipira ngongole ndi kusamutsidwa, mungagwiritse ntchito ntchito zina zambiri zomwe mungaganize zingatheke pokhapokha mukayendera nthambi yanu. Mwachitsanzo, kutsegula akaunti yatsopano, kusintha mtundu wanu wa akaunti kapena kuonjezera kuwonjezeka pa khadi lanu la khadi la ngongole kungatheke pa intaneti.
3. Kufikira pa Chilichonse Kumalo Amodzi
Mukamapita ku banki yanu pamunthu ndikumuuza kuti akugulitseni mabanki anu, simungayambe kuona zambiri pokhapokha zomwe zikupezeka pa risiti yanu. Komabe, ndi mabanki pa intaneti, mumatha kuona komwe ndalama zanu ziliri pakalipano, kumene zakhala zikupita komanso kumene ziyenera kupita.
Mabanki a pa Intaneti amakupatsani mwayi wotsatira:
- Mizere yamakono ya akaunti iliyonse ya banki yomwe muli nayo ku banki yomweyi (monga kuyang'ana ndi kusunga)
- Mizere yamakono ya akaunti iliyonse yobwereka yomwe muli nayo ku banki yomweyi (monga makhadi a ngongole)
- Mbiri yakugulitsa akaunti
- Akuyembekezereka kugulitsa
- Ndalama zonse zamalonda ndi mbiri ya msonkho
Malipiro a Lower Banking ndi Akuluakulu Ambiri
Kuchepetsa ndalama zowonjezera zomwe zimagwirizana ndi momwe mabanki amachitira pa Intaneti amalola mabanki kupereka makasitomala awo zowonjezera kwambiri kuti azikhala nawo pa banki pa intaneti. Mwachitsanzo, mabanki ena sapereka ndalama zowonjezera ma akaunti osungira pa Intaneti omwe amakhalabe osachepera.
Ndalama zambiri zopezera ndalama pa intaneti zimaperekanso chiwongoladzanja chokwanira poyerekeza ndi mabanki omwe amasunga nthambi zapafupi. Mutha kuwona mndandanda wa akaunti ya Bankrate ya ndalama zosungira ndalama ngati mukufuna kugwiritsa ntchito ndalama zowonjezera ndi mabanki anu pa intaneti.
5. Zosamveka zopanda pake
Palibe chifukwa chodikirira kuti mabanki anu a mabanki afike pa makalata pamene mutasankha ma-e-statement m'malo mwake. Palinsobe kusowa kochitira chipinda m'nyumba yanu yosungirako katundu ndi zochitika zanu zonse pa intaneti.
Mabanki ambiri amakulolani kuti muwone ma-e-malankhulidwe a nthawi yomwe muli ndi zibwenzi zaka zingapo m'mbuyomo ndi nthawi zochepa zomwe mukugwiritsira ntchito. Ndipo monga bonasi yowonjezera yomwe imakhala yosagwirizana kwambiri ndi mabanki, iwe udzakhala chiwonongeko chachikulu mwa kudula mmbuyo pamapepala.
6. Zowonetsera Akaunti Yodziwika
Mukalembetsa kuti mulandire mauthenga m'malo mwa mapepala a pepala, mabanki anu akhoza kukhala atcheru kuti akudziwitse imelo pamene e-statement yanu yatha kuwona. Kuwonjezera pa mauthenga a e-mauthenga, mukhoza kukhazikitsa machenjezo a zochitika zina zingapo.
Muyenera kukhazikitsa tcheru kuti ndikudziwitse kusungitsa akaunti yanu, kuti ndikuuzeni ngati akaunti yakwera pamwamba kapena pansipa, kuti ndikudziwitse pamene akaunti yanu yatulutsidwa ndi kukudziwitsani pamene mwatsala pafupi adafika malire anu a ngongole. Mukhoza kupita kudutsa zowonjezereka mwa kukhazikitsa zidziwitso za kubweza ngongole, pamene cheke yatsimikiziridwa, pamene zochitika zotsatila zamtsogolo zikubwera ndi zina zambiri.
7. Advanced Security
Mabanki amatenga chitetezo kwambiri ndipo amagwiritsa ntchito zipangizo zosiyanasiyana zotetezera kuti asunge zambiri. Zomwe mumaphunzira zimatetezedwa kuti ziziteteze pamene zikuyenda pa intaneti, zomwe mungatsimikize poyang'ana pa https: // ndi chizindikiro chokhala ndi chitetezo chotetezedwa ku bar a URL ya webusaiti yanu.
Ngati mutha kuwonongeka mwachindunji chifukwa cha ntchito yosavomerezeka ya akaunti, mudzakhala ndi ngongole yokwanira ngati mutauza banki yanu za izo. Malinga ndi FDIC, muli ndi masiku makumi asanu ndi limodzi (60) kuti mudziwe mabanki anu ntchito zosaloledwa musanayambe kuika malipiro osakwanira.
Pamene Mukufunikira Thandizo Pogwiritsa Ntchito Ngongole Yanu pa Intaneti
Chinthu chokha chachikulu chomwe mungathe kuika pa banki pa intaneti ndi chakuti pangakhale mpikisano wophunzirira kuti mukhale nawo pakhomo, ndipo mulibenso wogulitsa mabanki kapena abwana omwe akuzungulira kuti akuthandizeni mukakhala pa kompyuta yanu, ndikuyesera kuti muzindikire chinachake chomwe inu mumakhala nacho. Kupitirizabe kungakhale kokhumudwitsa. Mungathe kutchula tsamba lanu lothandizira la banki lapa intaneti kapena tsamba la FAQ kapena kuti muyang'ane nambala yothandizira makasitomala kuti muwone ngati nkhani yanu ikufunika kuyankhulidwa mwa kulankhula mwachindunji kwa woyimira banki.