Kugwiritsa ntchito ndalama zamagetsi kungakhale mu chikwama chako cha mtsogolo
Bitcoin - ndalama yoyamba ya banki ya intaneti - yakhalapo kwa zaka zambiri tsopano ndipo anthu ambiri ali ndi mafunso okhudza iwo. Amachokera kuti? Kodi ndizovomerezeka ? Kodi mungawapeze kuti? Nchifukwa chiyani iwo adagawanika mu Bitcoin ndi Bitcoin Cash ? Nazi zofunikira zomwe muyenera kudziwa.
Kufotokozedwa kwa Cryptocurrency
Cryptocurrencies ndi mzere wa makina a kompyuta omwe amagwiritsa ntchito ndalama. Mzere umenewo umapangidwa ndi magetsi ndi makompyuta apamwamba. Cryptocurrency imadziwikanso ngati ndalama zadijito . Mulimonsemo, ndi mtundu wa ndalama zamagetsi zomwe zimagwiritsidwa ntchito ndi malemba a masamu ndipo amapangidwa ndi mamiliyoni ambiri ogwiritsa ntchito makompyuta otchedwa 'miners'. Mwachibadwa, palibe chomwe chingagwire ngakhale mutha kusinthanitsa crypto kwa ndalama .
'Crypto' imachokera ku mawu akuti cryptography, ndondomeko yotetezera kuteteza zinthu zomwe zimatumizira malemba kuti azigula. Kujambula zojambulajambula kumayendetsanso kulengedwa kwa ndalama 'zasiliva' zatsopano, mawu omwe amagwiritsidwa ntchito pofotokoza ndondomeko yeniyeni ya code. Pali kwenikweni ndalama mazana ambiri tsopano; ndi ochepa chabe omwe angathe kukhala ndalama zogulitsa.
Maboma alibe ulamuliro pa kukhazikitsidwa kwa cryptocurrencies, zomwe ndi zomwe poyamba zinapanga kukhala otchuka kwambiri. Magulu ambiri a cryptocurrencies amayamba ndi chikwama cha msika m'maganizo, zomwe zikutanthauza kuti kupanga kwawo kudzacheperachepera pa nthawi, motero, kupanga ndalama iliyonse yamtengo wapatali m'tsogolomu.
Kodi Bitcoins Ndi Chiyani?
Bitcoin inali ndalama yoyamba ya cryptocoin yomwe inayamba. Palibe amene amadziwa bwino yemwe adalenga - cryptocurrencies apangidwa kuti azidziwika bwino - koma ziwombankhanga zinayamba kuwonekera mu 2009 kuchokera kwa wotchuka wotchedwa Satoshi Nakamoto. Iye wakhala atachokapo ndipo anasiya chuma cha Bitcoin.
Chifukwa Bitcoin anali cryptocurrency yoyamba kukhalapo, ndalama zonse za digito zomwe zakhazikitsidwa kuyambira nthawi imeneyo zimatchedwa Altcoins, kapena ndalama zina. Litecoin , Peercoin , Feathercoin , Ethereum ndi ndalama zina zambiri ndi Altcoins chifukwa si Bitcoin.
Ubwino umodzi wa Bitcoin ndi wakuti akhoza kusungidwa popanda kugwiritsira ntchito pa hardware ya munthu . Njira imeneyi imatchedwa ozizira yosungirako ndipo imateteza ndalama kuti zisatengedwe ndi ena. Ndalamayi ikasungidwa pa intaneti kwinakwake (yosungirako yosungira), pali ngozi yaikulu ya kuba.
Pa mbali ya flip, ngati munthu ataya mwayi wogwiritsa ntchito hardware yomwe ili ndi bitcoins, ndalama zatha basi kwamuyaya. Zikuyesa kuti ndalama zokwana madola 30 biliyoni muzinyalala zatayika kapena zolakwika ndi oyendetsa minda ndi amalonda. Komabe, Bitcoins amakhalabe otchuka kwambiri monga cryptocurrency yotchuka kwambiri pa nthawi.
Chifukwa Chimene Bitcoins Ndizovuta Kwambiri
Zifukwa zosiyanasiyana zakhala zikupanga ndalama za Bitcoin kukhala zowona zowonongeka.
Kuchokera mu 2011-2013, amalonda ophwanya malamulo adagulitsa zidutswa zamagetsi pozigula m'magulu a madola mamiliyoni ambiri kuti athe kusunthira ndalama kunja kwa maso a malamulo. Pambuyo pake, mtengo wa zinyalala unasintha.
Zowononga, nazonso, zimakhala zenizeni mdziko la cryptocurrency. Odzipereka ndi osamalira ndalama omwe amatha kukhala nawo angathe kutaya mazana kapena madola madola kuti awononge.
Koma pomalizira pake, zidutswa zam'madzi ndi altcoins zimatsutsana kwambiri chifukwa zimapangitsa ndalama kuti zisachoke ku mabanki apakati, ndikuzipereka kwa anthu onse. Ndalama zambiri sizingathe kuzizidwa kapena kuziyang'anitsitsa ndi anthu amisonkho, ndipo mabanki apakati sakufunikira kwenikweni kuti zikhomo zisamuke. Malamulo ndi mabanki amaona mabotolo monga 'zida za golide zakutchire, zakutchire kumadzulo', mopitirira malire apolisi apamwamba ndi mabungwe a zachuma.
Momwe Bitcoins Agwirira Ntchito
Mavitco ndiwo ndalama zenizeni zomwe zimapangidwa kukhala 'zokhazikika' phindu lawo, popanda chifukwa choti mabanki asamuke ndikusungira ndalamazo. Mukakhala ndi amangwewa, amakhala ngati ndalama zagolidi: ali ndi mtengo wapatali ndipo amagulitsa ngati kuti ndizo zigolidi za golide m'thumba lanu. Mungagwiritse ntchito bitcoins kuti mugule katundu ndi ma intaneti pa intaneti , kapena mungathe kuwachotsa ndikuyembekeza kuti mtengo wawo ukuwonjezeka pa zaka.
Zam'madzi zimagulitsidwa kuchokera pa "thumba" la munthu wina kupita kumalo ena. Chikwama ndi kachidutswa kakang'ono kaumwini komwe mumasunga pa kompyuta yanu (kutanthauza kusungirako ozizira), pa foni yamakono anu, pa piritsi lanu, kapena kwinakwake mumtambo (yosungirako).
Kwa zolinga zonse, bitcoins ndi osagwira ntchito. Ndizovuta kwambiri kuti zitheke kupanga phokoso, sizingatheke kuti ndalama zisawonongeke kwa achinyengo kuti azigwiritsa ntchito njirayi.
Zotsatira za malamulo ndi malamulo
Chidutswa chimodzi chosiyana chikusiyana mtengo tsiku ndi tsiku; mukhoza kuwona malo ngati Coindesk kuti muwone kufunika kwa lero. Pali zinyalala zokwana madola 2 biliyoni. Mavitco amasiya kulengedwa pamene chiwerengero chonse chifikira ndalama zokwana madola 21 biliyoni, zomwe zidzakhalanso nthawi ya chaka cha 2040. Pofika mu 2017, zoposa theka la zidutswazo zidalengedwa.
Bitcoin ndalama ndi yosasinthidwa kwathunthu komanso yoperekedwa mwachindunji . Palibe mabanki kapena dziko lonse lachitsulo, ndipo palibe inshuwalansi ya deposit. Ndalama yokhayo imadziwika yokha ndi yosapangidwira, kutanthauza kuti palibe chitsulo chamtengo wapatali kumbuyo kwa bitcoins; mtengo wa bitcoin uliwonse umakhala mkati mwa chidutswa chilichonse.
Zovuta zimayang'aniridwa ndi 'miners', gulu lalikulu la anthu omwe amapereka makompyuta awo kuntaneti ya Bitcoin. Otsatsa malonda amakhala ngati gulu la otsogolera komanso olemba ntchito za Bitcoin. Amayi amalipidwa chifukwa cha ntchito yawo yopezera ndalama popeza zida zatsopano sabata iliyonse amathandizira pa intaneti.
Momwe Bitcoins Amatsatirira
Bitcoin imakhala ndi fayilo yosavuta yolemba data yotchedwa blockchain . Aliyense blockchain ndi wapadera kwa munthu aliyense wogwiritsa ntchito komanso pangongole yake ya bitcoin.
Zolemba zonsezo zimalowetsedwa ndipo zimapezeka kupezeka pagulu, kuti zitsimikizire kuti zowona ndi zowononga. Kuchita izi kumathandiza kuteteza kusamalidwa kuchoka kuphatikizidwa ndi anthu kuti asatengere mankhwalawa.
Zindikirani: Ngakhale kuti Bitcoin iliyonse imalemba madiresi adiresi ya chikwama chilichonse, ichocho sichilemba maina a anthu omwe ali ndi zikwama. Mwachidziwitso, izi zikutanthauza kuti kugulitsa kulikonse kumatsimikiziridwa ndi digitally koma sikudziwika nthawi imodzimodzi.
Kotero, ngakhale kuti anthu sangathe kuona mosavuta umunthu wanu, amatha kuona mbiri ya ndalama zanu zamatumba. Ichi ndi chinthu chabwino, chifukwa mbiri yakale imawonjezera kuwonetsetsa ndi chitetezo, zimathandiza kuti anthu asagwiritse ntchito mankhwalawa chifukwa cha zovuta kapena zosavomerezeka.
Mabanki kapena Malipiro Ena Opangira Bitcoins
Pali ndalama zochepa zogwiritsira ntchito bitcoins. Komabe, palibe malipiro omwe amabwera nawo kubanki ndi mankhwala ena ndi cryptocurrency chifukwa palibe mabanki omwe akukhudzidwa. M'malo mwake, mudzalipiritsa ndalama zing'onozing'ono magulu atatu othandizira: ma seva (omwe amawathandiza) omwe amathandizira maukonde a migodi, malonda a pa intaneti omwe amasintha matumba anu mu dola , ndipo mumayanjanitsanso mabomba a migodi.
Olemba ma seva ena amapereka ndalama zowonjezera nthawi yochepa pokhapokha mutatumiza ndalama kumalo awo, komanso kusinthana kwa pa Intaneti komweko kudzaperekanso ndalama pamene mumagula makoko anu mu madola kapena euro. Kuonjezera apo, mabomba ambiri amitambo amatha kupereka ndalama zochepa pothandizira kapena amapempha ndalama zochepa kuchokera kwa anthu omwe amalowa m'madzi awo.
Pamapeto pake, pomwe pali ndalama zomwe zimagwiritsira ntchito Bitcoin, ndalama zogulitsa ndi migodi ya migodi ndi yotchipa kusiyana ndi ndalama zowonongeka.
Mfundo Zopangira Zolemba
Bitcoins akhoza 'kusindikizidwa' ndi aliyense wa anthu omwe ali ndi makompyuta amphamvu. Mitengoyi imapangidwa kudzera m'dongosolo lodzikonda lomwe limatchedwa cryptocurrency migodi ndi anthu omwe ndalama zanga zimatchedwa oyendetsa minda . Ndilokhalira malire chifukwa ma bitcoins okwana 21 miliyoni okha adzaloledwa kukhalapo, ndi pafupi 11 milioni mwa Bitcoins omwe ali kale ndi minda komanso pakali pano.
Kugwiritsa ntchito migodi kumaphatikizapo kulamula makompyuta kwanu kuti azigwira ntchito mozungulira nthawi kuti athetse mavuto a "umboni-wa-ntchito". Vuto lililonse la masamu limakhala ndi njira zowonjezera ma 64. Kompyuta yanu yamakono, ngati ikugwira ntchito yosatha, ikhoza kuthana ndi vuto limodzi lokha la masiku awiri kapena atatu, mwinamwake motalika.
Kuti mukhale ndi makina osungirako makompyuta okhaokha, mungapeze ndalama pafupifupi 50 Cents kwa madola 75 patsiku, kuchepetsa magetsi anu.
Kwa mlimi wamkulu kwambiri yemwe amathamanga makompyuta 36 amphamvu panthaŵi imodzi, munthu ameneyo akhoza kupeza ndalama zokwana $ 500 USD patsiku, pambuyo pa mtengo.
Inde, ngati muli ndi minda yaying'ono yokhala ndi kompyuta yamakono, mumatha kugwiritsira ntchito magetsi ambiri omwe mumapeza minda ya migodi. Kugwiritsa ntchito migodi kumakhala kopindulitsa kwambiri ngati mutayendetsa makompyuta ambiri, ndikugwirizanitsa ndi gulu la anthu ogwira ntchito ku minda yanu. Chosowa chofunika kwambiri cha zidazo ndi chimodzi mwa njira zazikulu zotetezera zomwe zimalepheretsa anthu kuti ayesere kugwiritsa ntchito njira ya Bitcoin.
Chitetezo cha Bitcoin
Iwo ali otetezeka ngati okhala ndi zitsulo zamtengo wapatali. Monga kutengera thumba la ndalama za golidi, munthu amene amatenga zowonongeka adzakhala otetezeka kuti asakhale ndi chinsinsi chobedwa ndi osokoneza.
Monga tanenera kale, chikwama chanu chachitsulo chikhoza kusungidwa pa intaneti (mwachitsanzo, mtambo wamtambo) kapena kunja (hard drive kapena USB stick ). Njira yopanda njirayi ndi yowonongeka kwambiri ndipo imalimbikitsidwa kwa aliyense amene ali ndi mankhwala oposa 1 kapena 2 koma sikuti alibe pangozi.
Kuwonjezera pa kuthamangitsidwa kwowonongeka, kuwonongeka kwenikweni kwenikweni ndi chiwombankhanga kumayendayenda popanda kudalitsa chikwama chako ndi chikhomo cholephera. Pali zofunika. fayilo yomwe imasinthidwa nthawi iliyonse yomwe mumalandira kapena kutumiza mapepala, choncho fayiloyi iyenera kukopedwa ndi kusungidwa ngati zolembera zosungira tsiku lililonse.
Ndondomeko ya chitetezo : Kugwa kwa Mtoto wa Gao bitcoin kusinthanitsa ntchito sikunali chifukwa cha zofooka zilizonse mu Bitcoin system. M'malo mwake, bungwe limenelo linagwa chifukwa cha kusayendetsedwa bwino ndi kusakhutira kwawo kubzala ndalama iliyonse muzitsulo zotetezeka. Mtengo wa Gog, chifukwa cha zolinga zonse, unali ndi banki lalikulu lopanda otetezera, ndipo linalipira mtengo.
Nkhanza za Bitcoins
Pakali pano pali njira zitatu zodziwika kuti ndalama zazing'ono zingagwiritsidwe ntchito molakwa.
1) Kufooka kwaumisiri - kuchedwa kwa nthawi kukutsimikiziridwa : mankhwalawa amatha kugwiritsidwa ntchito kaŵirikaŵiri pa nthawi yovomerezeka. Chifukwa timayendo timayenda ndi anzathu, zimatenga masekondi angapo kuti patsiku lizindikiritsidwe pamtunda wa makompyuta. Pakati pa masekondi ochepa awa, munthu wosayeruzika amene amagwiritsira ntchito pang'onopang'ono akhoza kubwezera chikhopi chachiwiri cha zidutswa zofanana kwa wolandira osiyana.
Ngakhale kuti pulogalamuyi idzagwiritsanso ntchito ndalama ziwiri ndikupanda kusakhulupirika kwachiwiri, ngati wobwezeretsa wachiwiri atumiza katundu kwa wogula osakhulupirika asanalandire chitsimikizo, ndiye wobwezeredwa wachiwiriyo adzataya kulipira ndi katundu.
2) Kusakhulupirika kwa anthu - okonza mapulani omwe amagawana magawo osagawanika: Chifukwa chakuti migodi ing'onoing'ono imapindula mwa kugwiritsa ntchito (kulumikizana ndi gulu la zikwi zambiri za ogulitsa minda), okonza ngalande iliyonse amakhala ndi mwayi wosankha momwe angagawire mapepala alionse omwe amapezeka . Alangizi othandizira migodi angayambe kutenga zigawo zambiri za migodi.
3) Kusayendetsa bwino kwa anthu - kusinthanitsa kwapadera: Ndi Mt. Gox pokhala chitsanzo chachikulu kwambiri, anthu omwe amayendetsa malonda osagwirizana pa intaneti omwe amalonda ndalama pazinyalala akhoza kukhala achinyengo kapena osadziŵa. Izi ndizofanana ndi mabanki a Fannie Mae ndi Freddie Mac omwe amayendetsedwa chifukwa cha kusakhulupirika ndi kusowa kwa anthu. Kusiyana kokha ndikoti malipiro osonkhanitsa mabanki amalembedwa mokwanira kwa ogwiritsa ntchito ku banki, pomwe mgwirizano uliwonse ulibe inshuwalansi kwa ogwiritsa ntchito.
Zifukwa Zinayi Zomwe Bitcoins Ndizofunika Kwambiri
Pali kutsutsana kwakukulu kuzungulira zidutswa. Izi ndizifukwa zazikulu zomwe zimachititsa kuti:
1) Zam'madzi sizinapangidwe ndi banki iliyonse, ndipo siziyendetsedwa ndi boma lililonse. Choncho, palibe mabanki omwe akugulitsa ndalama zanu, ndipo mabungwe a msonkho a boma ndi apolisi sangathe kufufuza ndalama zanu. Izi ziyenera kusintha potsiriza, ngati ndalama zosagwiritsidwe ntchito ndizoopsa kwenikweni ku ulamuliro wa boma, msonkho, ndi apolisi.
Zoonadi, tizilombo takhala chida cha malonda a contraband ndi ndalama zowononga ndalama, makamaka chifukwa cha kusowa kwa kayendetsedwe ka boma. Mtengo wa zinyalala unadumphadumpha m'mbuyomu chifukwa ochita ziphuphu olemera anali kugula nkhumba m'mabuku akuluakulu. Chifukwa palibe malamulo, mungathe kutayika kwambiri ngati woyendetsa minda kapena wamalonda.
2) Zambiri zimadutsa mabanki. Zitsamba zimasamutsidwa kudzera pa intaneti kwa anzawo, ndipo palibe mabanki apakati kuti atenge chidutswa.
Bululi sizingagwire kapena kuzizidwa kapena kuyang'aniridwa ndi mabanki ndi malamulo. Bwalo lazing'ono silimatha kukhala ndi malire omwe amalembedwa. Zolinga zonse: palibe wina koma mwiniwake wa ngongoleyo amalingalira momwe chuma chawo chidzasamalire.
Izi zikuopseza mabanki, monga momwe mungaganizire.
3) Zamatsenga zimasintha momwe timasungira ndi kugwiritsa ntchito chuma chathu. Kuchokera kwa kubwezeredwa kwa ndalama (ndipo potsirizira pake) ndalama, dziko lapereka mphamvu ya ndalama kuchitsulo chapakati ndi mabanki osiyanasiyana. Mabanki awa amasindikizira ndalama zathu, kusungira ndalama zathu, kusonkhanitsa ndalama zathu, ndikutipilira ife ntchito zapakatikati.
Ngati mabanki amafunikira ndalama zambiri, amangosindikizira zambiri kapena kulumikiza ziwerengero zambiri m'mabuku awo apakompyuta. Mapulogalamuwa amazunzidwa mosavuta ndi mabanki chifukwa mapepala ndi mapepala a mapepala omwe ali ndi lonjezo lokhala ndi phindu, popanda golidi weniweni kumbuyo kwa malonjezo kumbuyo malonjezano awo.
Zozizwitsa zakonzedwa kuti zibwezeretse chuma chaumwini m'manja mwake. M'malo mwa mapepala kapena ndalama zamabanki zomwe zimalonjeza kukhala zofunika, Bitcoins ndi mapepala enieni a deta yomwe ili ndi phindu lokha.
4) Zomwe zimachitika sizingatheke. Njira zowonetsera zowonongeka, monga malipiro a khadi la ngongole, bungwe la banki, zofufuza zaumwini, kapena kutengeramo waya, zimapindulitsa kukhala inshuwalansi ndi kubwezeretsedwa ndi mabanki omwe akukhudzidwa. Pankhani ya bitcoins, nthawi iliyonse timabowo amasintha manja ndikusintha zikwama, zotsatira zake ndi zomaliza. Panthawi imodzimodziyo, palibe chitetezo cha inshuwalansi ya ngongole yanu: Ngati mutayika deta yanu ya hard drive kapena dipatimenti yanu ya chikwama, kumbukirani: zomwe zili m'thumba lanu zapita kwamuyaya.