Simukusowa kukhala weniweni kuti mupeze chitsimikizo choti mugule
Agulitsa nyumba zamalonda si okhawo amene angayang'ane zambiri pa nyumba zowonongedwa kapena zosautsa. Pogwiritsa ntchito mndandanda wa zida zowonongeka zaulere muzitha kupeza nyumba zowonongeka, zisanachitike, REO (Real Estate Owned), zomwe zimagwidwa, kapena zowopsya kwambiri monga momwe zilili zovuta monga aliyense mu bizinesi ya malonda. Ndipo mbali zambiri, mungagwiritse ntchito msakatuli wanu ndikufufuza kwanu kuchokera kunyumba.
Ngakhale zili bwino, zambiri mwazinthuzi zimaperekedwa kwaufulu kapena ndizolembetsa kakang'ono zomwe nthawi zambiri zimaphatikizapo kuyesedwa kwaulere.
Bank REO
REO ndilo mawu ogwiritsiridwa ntchito kufotokoza katundu amene wabwezeretsanso kwa wobwereketsayo pambuyo pa malo osungirako malonda sanapeze wogula. Izi sizikutanthawuza kuti katunduyo ndi woipa kwambiri moti palibe amene ankafuna, koma kumangotanthauza kuti bidula yoyambayo siinakumanepo yomwe nthawi zambiri imayikidwa pa ndalama zambiri. Ngati ngongoleyi ikhale yamtengo wapatali, katunduyo sungapangidwe ndipo ndalamazo zimabwereranso kwa wobwereketsayo.
Mabungwe a REO angakhale gwero la kupeza phindu lalikulu mu msika wogulitsa nyumba. Iwo amadziwikanso kuti amatumikira kwenikweni zowononga, kotero khalani mosamala mufukufuku wanu.
Bank REO Zosaka Zida
- Bank of America REO
- Nthambi ya Mabanki & Khulupirirani REO
- CitiMortgage REO
- REO yachisanu chachitatu Bank
- Huntington REO
- Key Bank REO
- Anthu a United Bank Bank REO
- PNC Financial Services REO
- SunTrust Mortgage REO
- Wells Fargo REO
Mndandandanda uwu muli mabanki odziwika bwino omwe akuphimba malo a dziko kapena madera. Ngati banki yomwe mukufuna kufufuza REO sichipezeka pamndandandawu, mungapeze kuti mabanki ali ndi katundu mwa kufufuza dzina la banki kuphatikizapo REO.
Boma Lomwe Linapatsidwa
Mabanki ndi ogulitsa katundu si okhawo omwe ali ndi nyumba zomwe zakhala zikugulitsidwa. Boma limakhala ndi katundu wa REOs, nyumba zogwiritsidwa ntchito, ndi katundu womwe unapeza mwa njira zosiyanasiyana, kuphatikizapo mapulogalamu a ngongole monga FHA (Federal Housing Administration) ndi VA (Veterans Affairs). Zomwe zimapezeka zimapezeka ndi malonda ogulitsa komanso malonda .
- Zolowera Pansi - Fannie Mae.
- HUD REO - Kumanga Nyumba ndi Mavuto a Midzi
- HomeSales - Boma limakonzekera komanso kugwidwa
- FHA REO - Federal Housing Administration yomwe ili ndi katundu.
- USDA-RD / FSA - Zomangamanga Zakale ndi Farm Service Agency REOs
- Zida za IRS - kuphatikizapo nyumba ndi nyumba zomwe zimagwidwa ndi IRS.
Ngakhale kuti mndandanda wathu uli pamwambapa ndi kufufuza mabungwe a federal kuti awonongeke, musaiwale kuti dera lanu la boma lanu kapena boma la mzinda likhoza kukhala ndi mndandandanda wake wokhalapo. Ngati muli ndi mwayi iwo adayika katundu ndi katundu wogwiritsidwa ntchito mosavuta kugwiritsa ntchito webusaitiyi. Koma mwinamwake mudzafunikira ulendo wopita ku ofesi kapena mlembi wamzinda.
General Foreclosure, REO, ndi Mavuto Azinthu Zolemba
Zowonongeka zochepa zothandizira, REOs, ndi mitundu yina ya malo osokonezeka omwe akulemba mndandanda kukhala mndandanda wazamasewero wofufuzidwa pa Webusaiti. Ena amapereka mndandanda waulere pamene ena amagwiritsa ntchito njira yobwereza yomwe imakulolani kuti mufufuze utumiki wawo kwa nthawi ndithu.
Kawirikawiri, zidziwitso za malo zimapezeka ngakhale kuti simukulembetsa, koma kwa omwe akulembetsa nthawi zambiri zimakhala ndi zambiri zambiri kuphatikizapo boma lomwe lilipo, lawonongedwa, likugwiritsidwa ntchito ngati labu la mankhwala, kapena nkhawa za chilengedwe ngati zilipo.
Ena mwa opereka omwe timakonda mautumiki awa ndi awa:
- RealtyTrac REO - Mayesero aulere, ndiye kulembetsa kwa mwezi uliwonse.
- Mndandanda wa Zowonongeka - kuyesedwa kwa masiku 7, ndiye kubwereza mwezi uliwonse kapena pachaka.
- Foreclosure.com - Mayesero omasuka, ndiye kulembetsa kwa mlungu uliwonse.
- Equator - Free, olemba olembawo angasunge zosaka, katundu, mapu a mapulogalamu, ndi zina.
Agulitsa Zamalonda, Mabanki, ndi Ntchito Zogulitsa
Zaka za anthu ogulitsa katundu akubisala zowonongeka, pre-foreclosures, zovuta katundu, kapena REOs zatha. Tsopano tsiku ili mitundu ya katundu ndi ntchito ina yomwe ingagwiritsidwe ntchito kukopa ogula . Ichi ndichifukwa chake mautumiki ambiri ogulitsa nyumba zamakono tsopano amapereka mosavuta ku malo awo osungiramo katundu omwe ali ndi nkhawa.
- Realtor.com - Nyumba yokhala ndi chilolezo cha National Association of Realtors imapereka mwayi waulere ku injini yafufuzira katunduyo ndi mafyuluta omwe adakonzedweratu kuti atulutse katundu, katundu amene adawona kuchepa kwa mitengo, komanso nyumba zogula m'madera omwe mumafufuza. Mudzapezekanso nkhani zatsopano ndi zidziwitso zokhudzana ndi katundu wovutika.
- Trulia - Amapereka dongosolo lofufuzira bwino limene limaphatikizapo fyuluta yomwe inanenedwa kale kuti mupeze malo omwe mumafufuza. Kuti mupeze zogwiritsiridwa ntchito pogwiritsa ntchito Trulia, yesetsani kufufuza kwa tauni, ndipo gwiritsani ntchito Zowonjezera Zowonjezera ndikusankha Foreclosures kwa mtundu wa malonda.
- Zillow - Kupereka malo osungirako malo omwe ali ndi mwayi wopita patsogolo pa kufufuza komwe kungakupangitseni kupeza zowonjezereka, kuphatikizapo mtengo (kapena kulingalira mtengo), oyandikana nawo ndi zina zambiri. Mudzapezanso maulendo ogula, FAQs , ngakhale chitsogozo kwa omwe angakhale akukumana ndi chithunzi chomwe mungasankhe.